Health Insurance in California
Saturday, May 31st, 2008California residents have the option of choosing from many types of health care coverage with the HealthNet of California insurance company. The network includes over 47,000 physicians and discounts for eyewear is provided to its members. Healthy pregnancy benefits and counseling for those who want quit smoking is also offered. Available Options with HealthNet With the FirstChoice PPO plan, you will receive $500 for medical expenses; this is provided before a deductible has to be met. Members are also given well-child and hospitalization benefits. The SimpleChoice option offers major hospital benefits and regular checkups are given a fixed co-pay amount. You won’t be faced with any high maximum co-payments with this option. VlueChoice/NetSaver is another available option for enrollees. It helps members receive coverage for major catastrophic health care. Benefits include in-patient, out-patient and emergency care. These are of higher priority on this plan; next come well-child and preventive care visits. The HMO 15 Plan requires members to pay a higher monthly premium, but the co-payments for doctor and preventive care visits are low. Another is the HMO 40 Plan; this plan is designed for people who don’t visit the doctor often. The premium rates are low, but doctor visit co-payments are high.