I used to really like having a lot of credit cards, but these days a card has to be pretty exceptional for me to want it. And I have to admit that one of the coolest cards I’ve seen in a long time is the Chase Freedom card. If you’ve seen the TV commercials for it, you know why it’s cool. You get a bonus just for signing up for the card and 3% cash back on your top 3 expense categories every month. So if you’re spending is mostly on food, gas, and clothing, then you’ll get 3% of that money back every month.